FREE EDUCATIONAL SEMINAR · NRI & OCI FAMILIES

Two Countries, One Plan

Holding assets in both India and the U.S. raises unique questions. An education-first session, alongside qualified cross-border tax professionals.

Reserve Your Free Seat

Presented by LITHOS

Two Tax Systems. Two Sets of Rules. One Family.

Indian-American families often hold a bank account in Mumbai, a flat in Bengaluru, mutual funds a parent opened years ago, and a 401(k) in Indiana — and discover that the U.S. expects every one of those to be reported, taxed, or planned for in a specific way. This education-first session, led by Dr. Sam (Sourav) Saha with Rahul Agarwal, CPA, and qualified cross-border tax professionals, walks through what U.S. residents with Indian assets most often miss: foreign-account reporting, how Indian investments are taxed in the U.S., moving money across the border, and planning an estate that spans two countries. Plain English, and a checklist for your CPA on both sides.

What You'll Take Away

The Plan, in Three Parts

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01 · Reporting Awareness

FBAR, FATCA, and what the U.S. wants to know.

With Rahul Agarwal, CPA: when Indian bank, fixed-deposit, PPF, and demat accounts trigger FBAR (FinCEN 114) and FATCA (Form 8938) reporting, why Indian mutual funds are commonly treated as PFICs with punitive U.S. tax treatment, and how the India–U.S. tax treaty and foreign tax credits help avoid paying twice.

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02 · Money Across the Border

Repatriation, gifts, and inheritance.

How NRE and NRO accounts differ, the repatriation rules and documentation for moving money from India, how gifts and inheritances from parents in India are treated in the U.S. (including Form 3520 reporting), and planning for Indian property you may sell or inherit.

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03 · One Estate, Two Countries

Protecting a family on both sides.

How U.S. estate rules apply to worldwide assets of U.S. persons, what happens to Indian property without an Indian will, nominee versus beneficiary confusion, and how life insurance and trusts are commonly used to provide for family in both countries.

The Audience

Who This Seminar Is For

Your Guides for the Session

Meet the Speakers

At Lithos, our mission is to create wealth for families. Through layered planning and a team of trusted professionals, we provide comprehensive insurance, wealth, tax, and real estate solutions that empower clients across the country to protect what matters today and build lasting legacies for tomorrow.

Reserve Your Seat

Free Admission. RSVP Required.

Limited seats. Choose the date and format that work best for you.

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This information is for educational and follow-up purposes only. Submitting this form does not create a client relationship and does not constitute financial, tax, legal, insurance, investment, real estate, mortgage, or lending advice. A licensed professional will review your request and follow up as appropriate. Email and SMS communications are used only according to the consent selections provided above.
Questions

Frequently Asked Questions

Which dates and formats are available?+
How long is it?+
Is this really free?+
Yes. There is no cost to attend, no purchase required, and no obligation. Lithos hosts this seminar as part of our commitment to financial education for the Indian diaspora.
Will you try to sell me something?+
The seminar itself is educational. If you would like to talk about your own situation, you can request a complimentary one-on-one review afterward, where products and services may be discussed. It is entirely your choice, and attending creates no obligation.
I haven't reported my Indian accounts before. Will I get in trouble for asking?+
The seminar is educational and general; we don't review your filings in the room. We'll explain what the reporting rules are and the compliance paths that exist, so you can have an informed, private conversation with a qualified cross-border CPA.
Is the session in English?+
Yes. The presentation is in English; the team is comfortable fielding questions in Hindi and Bengali during Q&A.
What's the difference between in-person and online?+
Same content, same speakers, same live Q&A. In-person attendees get printed take-home materials and face-to-face conversation; online attendees receive the materials digitally and the Zoom link by email after they RSVP (and again in the reminder an hour before). Choose whichever date and format fits your week.
Can I bring someone?+
Please do — the best decisions get made together. Tell us how many guests are joining you on the form, and after you RSVP you'll be able to send them a personal invitation so they get their own confirmation and reminders.

This seminar is educational. Nothing presented is personalized financial, investment, tax, legal, insurance, real estate, mortgage, lending, or medical advice, and no outcome is guaranteed. Insurance and annuity guarantees are backed solely by the claims-paying ability of the issuing insurer. Attendance carries no obligation. Attendees may request a complimentary review, where products and services may be discussed.

Cross-border tax and legal matters are complex and fact-specific; nothing presented is tax or legal advice for your situation. Consult qualified U.S. and Indian tax professionals before acting. Lithos is not a law firm and does not prepare tax filings in India.