For Pilots & Aviation

A high-altitude career with a hard deadline.

Aviation careers come with strong income, a fixed retirement age, and a unique risk: your livelihood depends on keeping your medical certificate. We help pilots protect the license and make the most of the window.

The pressures you know

Your income depends entirely on keeping your medical certificate.
A loss of license can end flying income with little warning.
Mandatory retirement creates a fixed, non-negotiable end date.
A compressed, high-earning window must fund a long retirement.
Irregular schedules make consistent financial planning hard to maintain.

Where Lithos comes in

We start by understanding your specific situation — then coordinate the right mix of protection, planning, tax, and strategy so the pieces actually work together. No product pushed before a plan is built.

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How We Help

A coordinated plan, mapped to our divisions

Loss-of-license & disability

Coverage built around the specific risk of losing your medical certificate.

Insurance Advisory

Maximize the earning window

A savings and investment plan that makes the most of peak-earning years.

Wealth Advisory

Plan to the retirement age

Build toward a fixed mandatory-retirement date with a clear runway.

Wealth Advisory

Retirement income design

Turn a compressed career into income that lasts well beyond age 65.

Wealth Advisory

Tax-efficient high earning

Coordinate high income with proactive tax planning.

Tax Advisory

Family protection

Make sure your family is secure regardless of what your career holds.

Insurance Advisory

Learn First

Loss of License

The coverage pilots most often overlook. This session covers loss-of-license and disability exposure, and how to make the most of a compressed, high-earning career that ends at the mandatory retirement age.

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"The right plan starts by understanding the specific pressures of your work — not by reaching for a product."

The Lithos approach

Questions

Good things to ask

What is loss-of-license coverage?

It's protection designed for the reality that your career depends on a medical certificate. If you lose your certification and can no longer fly, the right coverage can provide income — addressing a risk that ordinary disability policies may not fully contemplate for aviators.

My career ends at a fixed age. How should that change my planning?

It makes the earning window precious and the runway finite. The plan should be deliberately front-loaded — saving aggressively during peak years and structuring income to stretch across what can be a long retirement. Knowing the end date is actually an advantage if you plan around it.

My schedule is all over the place. Can planning still work?

Yes — that's part of why automation and a clear system matter. We build plans that keep moving in the background regardless of where you are or how irregular your month looks, so consistency doesn't depend on perfect timing.

Let's build something that lasts.

A conversation costs nothing and clarifies everything. Tell us where you are, and we'll show you what coordinated, layered planning can look like.

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