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Terms of Use

The terms that govern your use of the Lithos website. Educational content only — not advice.

Note: This is a general template provided for transparency and should be reviewed and finalized by a licensed attorney before publication. Bracketed items indicate details to confirm.

1. Acceptance

By accessing lithosadvisors.com and related subdomains (the "Site"), you agree to these Terms of Use. If you do not agree, please do not use the Site.

2. Educational purpose only

All content on this Site is provided for general educational and informational purposes. It is not financial, investment, insurance, tax, or legal advice, and it is not an offer or solicitation to buy or sell any product or security. You should consult an appropriately licensed professional before making decisions.

3. No client relationship

Using the Site, submitting a form, or contacting us does not by itself create an advisory, brokerage, or other professional relationship. Such a relationship is formed only through a separate, mutually agreed engagement.

4. Intellectual property

The Lithos name, logo, content, and design are owned by or licensed to Lithos and protected by applicable law. You may not copy, reproduce, or distribute Site materials without permission, except as permitted for personal, non-commercial use.

5. Third-party links

The Site may link to third-party websites or services we do not control. We are not responsible for their content, accuracy, or practices, and links are not endorsements.

6. Disclaimers

The Site is provided "as is" without warranties of any kind. We do not warrant that the Site will be uninterrupted, error-free, or that content is complete or current. Insurance and annuity guarantees are subject solely to the claims-paying ability of the issuing insurer. All investing involves risk, including possible loss of principal.

7. Limitation of liability

To the fullest extent permitted by law, Lithos and its members, employees, and affiliates will not be liable for any indirect, incidental, or consequential damages arising from your use of the Site or reliance on its content.

8. Governing law

These Terms are governed by the laws of the State of Indiana, without regard to conflict-of-law principles. Any disputes will be subject to the courts located in Indiana.

9. Changes

We may revise these Terms at any time. Continued use of the Site after changes constitutes acceptance of the revised Terms.

10. Contact

Questions? Email info@lithosadvisors.com.

Last updated: [Month] 2026. Questions about this page? Email info@lithosadvisors.com.